Skip to content
Palmetto Processing

Payments

Predictable processing. Clear statements.

Restaurant POS payments and auto-shop terminals. We read the statement first, then quote processing that matches how you actually take cards. Qualified merchants can get hardware on a free placement program.

Restaurant owner reviewing reports at the bar in morning light

Read the statement first

Effective rate, PCI fees, monthly minimums, early termination, and equipment leases. We put the real cost in writing before you switch.

Price the real card mix

Rewards cards, debit, American Express, tap-to-pay, and fleet cards do not cost the same. Your quote should reflect how guests or customers actually pay.

Keep the counter moving

Tableside tap for restaurants. Compact terminals for the service writer. Processing only works if closeout stays simple.

Free placement, when you qualify

Qualified merchants can get stations, handhelds, or shop terminals with no upfront hardware cost. Volume and processing decide eligibility. Trade-offs go in writing.

Payroll

Hours and tips, sent to the payroll you already run.

SpotOn Teamwork is not a payroll processor. It syncs timecards, tips, wages, and breaks to Gusto, Paychex, Paylocity, ADP, ADP Workforce Now, or RUN Powered by ADP — so payday is a review, not a rebuild.

SpotOn payroll and kiosks
SpotOn Teamwork payroll integrations with Gusto, ADP, Paychex, Paylocity, and RUN Powered by ADP

Auto shops

Different terminals. Same statement review.

Service centers do not need table maps. They need a terminal that takes the ticket, prints a receipt, and funds on time. We install Clover and other counter hardware for shops.

Auto shop terminals
Clover Mini payment terminal for auto shop counters

What you send us

A month of statements beats a marketing rate.

  1. 01A recent processing statement — upload the PDF or a photo on the form.
  2. 02How you take cards today — terminal, handheld, online, or all three.
  3. 03Ticket average, and whether you run auto-gratuity or shop supply fees.
  4. 04What you want to change: fees, downtime, reports, or hardware staff will not use.

Payments questions

Next step

Request a payments review.

We respond within one business day. Upload a statement if you have one — we will show the effective rate and whether a change is worth it.

CallCompare systems