Leaving Toast
Leaving Toast over card fees and monthly software.
Toast is easy to buy and expensive to keep. Owners show us two lines: the card fees, and the monthly software. We add those up against your volume before anyone talks about ripping out the POS.

The bill is processing plus SaaS.
A low-looking card rate still sits next to a monthly software charge, hardware, and add-ons. The number that matters is what left the bank account — card fees and the software bill together, divided into your volume. If Toast is already the cheaper stack, we will say so.
- Upload a processing statement and the software invoice
- We show the effective card rate and the monthly SaaS on one page
- High card fees with a software subscription is the pattern we see
- No switch if the math does not beat what you pay now
If you leave, the restaurant still has to run.
Coming off Toast is a menu, online ordering, and a kitchen display system — not just a new rate. SpotOn is what we install for most full-service restaurants. Union if you are a high-volume bar. Training is on site, with local support for as long as your account is active. Leave Toast and the hardware is placed for you, with no software fee.
- Free hardware placement — no upfront equipment cost — and no software fee
- We build the menu, mods, and the kitchen display system before go-live
- First-party and third-party orders into the POS — the tablet farm stays off the counter
- 15" or 10" terminals and handhelds, or iPhone tableside on Union
- We stay with you on site until everyone is comfortable with the system, which typically takes 2–3 days
Questions
Before you send a statement.
Next step
Request a payments review.
We respond within one business day. Upload a statement if you have one — we will show the effective rate and whether a change is worth it.