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Palmetto Processing

Leaving Toast

Leaving Toast over card fees and monthly software.

Toast is easy to buy and expensive to keep. Owners show us two lines: the card fees, and the monthly software. We add those up against your volume before anyone talks about ripping out the POS.

Owner reviewing sales and fee reports

The bill is processing plus SaaS.

A low-looking card rate still sits next to a monthly software charge, hardware, and add-ons. The number that matters is what left the bank account — card fees and the software bill together, divided into your volume. If Toast is already the cheaper stack, we will say so.

  • Upload a processing statement and the software invoice
  • We show the effective card rate and the monthly SaaS on one page
  • High card fees with a software subscription is the pattern we see
  • No switch if the math does not beat what you pay now

If you leave, the restaurant still has to run.

Coming off Toast is a menu, online ordering, and a kitchen display system — not just a new rate. SpotOn is what we install for most full-service restaurants. Union if you are a high-volume bar. Training is on site, with local support for as long as your account is active. Leave Toast and the hardware is placed for you, with no software fee.

  • Free hardware placement — no upfront equipment cost — and no software fee
  • We build the menu, mods, and the kitchen display system before go-live
  • First-party and third-party orders into the POS — the tablet farm stays off the counter
  • 15" or 10" terminals and handhelds, or iPhone tableside on Union
  • We stay with you on site until everyone is comfortable with the system, which typically takes 2–3 days

Questions

Before you send a statement.

Next step

Request a payments review.

We respond within one business day. Upload a statement if you have one — we will show the effective rate and whether a change is worth it.

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